Are you saying you paid for gas with a Wells Fargo credit card? Not an Exxon/Mobile credit card.
Then you owe Wells Fargo credit card as that's the card you charged with.
If you don't have a Mobile credit card, didn't use a Mobile credit card - then you don't owe them anything. You don't have an account for any payments to go to. Mobile is getting their money from the credit card you used - Wells Fargo.
You owe the credit card you used - no matter what you used it for. If you charged something at Mobile with Wells Fargo credit card - then the charge is on the Wells Fargo credit card.
Sounds like you owe Wells Fargo.
I wouldn't say posh. Fargo certainly has it's nicer neighborhoods, but nothing that compares to the elite neighborhoods of major cities. In general, North Dakota is a conservative area where people are more reluctant to flash their wealth through fashion or fancy cars. You are more likely to see snowmobile jackets and pickups.
That said, it is less expensive to live and shop in Fargo compared to Minneapolis or Kansas City. Your options for fancy dining/shopping will also be limited.
An opportunity checking account is the second chance account that Wells Fargo offers to their customers who have had problems with a checking account in the past. Usually the customer is in Chexsystems (they probably owe money to a different bank, or recently paid them back but the record is still in the system.) and Wells Fargo wants you to prove you can take care of a checking account before they give you one with all the bells and whistles. Once you have the account in good standing (no over drafts, basically) for about a year, they will upgrade you into a regular account.
The opportunity account has a lot of restrictions. They should have given you some paperwork when you first opened the account to let you know what the exact restrictions are. Off the top of my head the restrictions are no check cashing against the account (if your mom writes you a check you have to deposit it into your account first before you can take the money out.) No cash back on deposits (you have to do withdrawals separate from the deposits). No ATM deposits, no Direct Deposit Advances (this is a bad idea anyway, its not a good thing to get into).
You still get to use checks and your debit card like anyone else. No one but you will know that you are in an opportunity account (it doesn't say you are in one on the checks or the card). You can still use Bill Pay online.
There is no way to keep this from your mom so you may as well tell her now and get it over with. What the message means is you actually spent $69.33 on the transaction or your mom already spent that amount and the account was over drafted so Wells Fargo added enough money to cover it, but charged your mom a $35 fee. If your mom calls to explain the situation she might be able to have the overdraft fee removed if she hasn't had this happen recently, but you definitely need to tell her about it. Since the amount does not match what you spent it might not even be about your transaction.
These are questions to ask a Wells Fargo customer service representative directly. Some one here, like me, may have had experience with Wells Fargo (which I did) with my minor children and their first checking accounts. However, that experience was in the past, and banks change their policies constantly. A customer service representative will tell you exactly what its requirements are currently.
I realize you asked not to recommend another bank, and I will not do so. I will recommend you compare checking accounts for minors at local banks and credit unions. In particular, credit unions have lower fees and lower minimum balances than the national banks. I realize I may sound like a spokesperson for credit unions, and I assure you I am not. My point is, pick the services that are important to you, and then find the bank or credit union that best meets your needs. Don't pick a bank and then hope it's the best deal.
The symbol you are refering to, is the symbol for the artist formely known as Prince.
Prince changed his name to that symbol. There was no name for that symbol, so thats why people referd to Prince as the artist formely known as prince. Later it become known as the Love symbol, or Love symbol #2. In 2000, Prince changed his name back from the love symbol to Prince.
Here is more information about prince.
Also, Just a side note. When looking at the cast for fargo on IMDB, it lists the Victim in the field as J. Todd Anderson.
More Info: After doing a bit more research here is the answer. This is a personal quote from J. Todd Anderson.
"As far as the Artist Formerly Known As Prince symbol lying on its' side with a happy face in the middle, in the credits: "I'm the storyboard artist formerly known as J. Todd Anderson. That's all I can say about that." It's a private joke between J. Todd and the Coens. Prince and the Coen brothers are both from Minneapolis." (Dayton Daily News: 3/22/96)
where are the wells fargo offices located in the washington DC area?
Wells Fargo Home Equity Loans
(888) 782-6025 Serving Washington, DC
Wells Fargo Home Mortgage
(202) 216-5701 1225 New York Ave NW
Wells Fargo Real Estate
(202) 303-3000 1750 H St NW
Wells Fargo & Co
(202) 296-5577 2020 K St NW
Wells Fargo Bank
(703) 521-8810 604 S Ball St
Wells Fargo Home Mortgage
(202) 237-5586 4926 Wisconsin Ave NW
Wells Fargo Home Mortgage
(301) 562-2500 1010 Wayne Ave
Silver Spring, MD
Wells Fargo Financial Accptnce
(301) 587-5300 1300 Spring St # 126
Silver Spring, MD
Wells Fargo Financial Accptnce
(703) 329-0901 5946 Richmond Hwy # A
(703) 442-5277 1320 Old Chain Bridge Rd
Wells Fargo Financial Accptnce
(703) 461-3101 374 S Pickett St
I've been a customer of both and I can say this, TCF bank kinda sucks. On the whole, both companies are about the same, but TCF has the worst customer service I've ever dealt with, and when you go to deposit a check, they hold it for a few days instead of making the money instantly available.
Wells Fargo on the other hand, they're like Nazi's when it comes to fees and other annoying 'bank' crap.
That said, as young as you are, go for TCF, 50 bucks is always good.
Call one head of time. Check with the local Chamber of Commerce. They will have a member business that they will get you in touch with. I have found them helpful in other areas. But taxis in Fargo have to be better than New York city even due to all the weather they go through.
Wachovia is going to change its name over the Wells Fargo so any branches that are wachovia will soon have a new name and look. As of right now you can only still use Wachovia branches and atm's but that will all change so you will have more branches and ATM's when you head out west or southwest where wells fargo is located. Probably give it a year before everything changes like your debit, checks and statements as well has possibly even your checking agreements. I know that Wachovia offers free checking no direct deposit needed but Wells Fargo requires direct deposit so it will be interesting to see what changes occur on that point.
They will, that's for sure.
They may also charge you a "below minimum balance fee". And a " overdraft processing fee ". Or any other kind of fee.
Make sure you carefully scrutinize the next statement, and protest against any fees that you do nto recognize.
At least Wells Fargo is better than BOA - BOA is the absolute worst when it comes to nuisance fees, and fees on top of fees.
As long as you're at least 16 years old, you should be fine. Just make sure to bring in proper ID (a Driver's License or Passport and a student ID or social security card should do). Your parents do NOT need to bank there.
You brother can transfer money but he'd be charged a fee and so would you (it's called a "wire transfer"). You're better off having your brother just run by a local branch of Wells Fargo and make a deposit into your account.
You're better off going to a better bank, like Bank of America, by the way.
It looks like it is owned by Wells Fargo Bank, N.A. But it's a bank, so I'm not sure about the word "owned."
"Wells Fargo in its present form is a result of a merger between San Francisco-based Wells Fargo & Company and Minneapolis-based Norwest Corporation in 1998 and the subsequent 2008 acquisition of Charlotte-based Wachovia. Although Norwest was technically the surviving entity in the 1998 merger, the new company renamed itself Wells Fargo, capitalizing on the 150-year history of the nationally recognized name and its trademark stagecoach. Following the acquisition, the company transferred its headquarters to Wells Fargo's headquarters in San Francisco and merged its operating subsidiary with Wells Fargo's operating subsidiary in Sioux Falls.
...The firm's primary U.S. operating subsidiary is national bank Wells Fargo Bank, N.A., which designates its main office as Sioux Falls, South Dakota. "
Wells Fargo has thousands of differnt kinds of jobs (especially considering that with the Wachovia acquisition, they now have both a commercial and an investment bank). But it sounds like maybe you're referring to a teller position? I'm not 100% sure.
In any case, Glassdoor.com has almost 1,900 employee reviews for Wells Fargo. If you are referring to a teller position, you can filter the reviews by the word 'teller', and there are 217 of those reviews.
I'm sure you'll find what you're looking for there.
That's a darn good question which I can't explain either, because Wells Fargo was one of the biggest, if not THE biggest player in this field. Here are some links to websites that I uncovered on this subject:
If your lack of experience mattered they would not have asked you to do a group interview to begin with so you do not have to worry about that. Also, my friend worked for Wells Fargo and she said she HATED it because you HAVE to get 2 people a day to sign up for a credit card and if you don't then you have to stay after and call people until you do. Just thought I would mention that. Maybe your Wells Fargo might be different but just thought it was worth mentioning.
Anyway, GOOD LUCK!
Remember that those representative in the collections department work on commission, and that is why she said she wouldn't take less...because she gets PAID on less.
I used to work for Wells Fargo early in my career, and what I can tell you, is that what the woman told you borderlined a threat, which is illegal.
Send them $20, $10, $5, anything you can per month...even if it's a $1, it's better than not sending anything at all. Even if they say they won't take it, put it in the mail and send it anyway...and send everything CERTIFIED and keep every single cancelled check like they were made of gold. Keep detailed records of your balance and what is remaining.
Don't worry about paying by personal check, if you have ever paid them before by check, they have a copy of this information anyway, and can't do anything without a court order, of which you would receive notice of. (And it is EXTREMELY unlikely they will go that route).
Since it is a credt card, the worst thing they will do is ding your credit, but you need to focus on finding a job, paying for a place to live, gas in your car, and food on the table before paying off a credit card...but still, do what you can.
Instead of taking calls from them, send them a certified letter spelling out what you are able to pay per month, don't take anymore calls from them, and send them what you can.
I wouldn't speak to them either if they aren't willing to negotiate, and do what I consider, is very rude.
PS: Remember what they can legally do, and what they will do is two different things. The worst Wells Fargo will do is get a judgement against you and it only appears on your credit report. Just pay it when you can.
I wish you the best of luck, and anyone could be in your shoes.
You REALLY don't need to worry as the "big dogs" will get affected much more than the average customer. I personally change my accounts often, and in this day and age everything is unpredictable. My methods might seem silly and pointless, and they can be time wasting, but it works for me, so whether or not you choose to listen or roll your eyes, is up to you.
I have savings/checking with Wachovia as well. What I've done is, I always bank with at least three different banks, and develop history and good service with them, so that if one goes bellyup, or gets bought out by another, or loses its power or status, or appeal, or branches with lesser ATM's or whatever, and I don't want to put up with the BS of the whole process, I just switch over to a Bank which I know has a better reputation, that's stronger, that offers more services.
I mean, ..why go with a Bank that's less known, has less services, a bad reputation and doesn't have as many ATM'S?
Do you really want to put up with that? Many will argue, but I choose to go with the best, most reputable, most well-dispersed, etc.
I am now currently closing my Wachovia savings and transferring over my savings to Citigroup. I already have a great card with citicards, and A loan with citibank, and the process is so much better/easier when you have checking/savings with them as well. Now that they're going to be even bigger, it will be more convenient for me, and what not.
They automatically reissue you new cards and new everything, and you technically don't need to worry but,
if you want to stay ahead of the game, it might be more convenient for you.
I also have an account with Bank of America, which I'm staying with, regardless, and I also have one with Chase, which just bought out Washington Mutual.
The answer isn't always, go with the best and biggest, but for what works for you.
Wells Fargo cannot do anything to Wachovia right now because Citigroup, through the legal system placed got a judge to issue that they can't do anything until Citigroup/Wachovia reach a deal or what not.
Technically.....I don't want to wait for the changes to happen, and I do it myself, to stay ahead of it all.
Anyone who has a bank account at Wells Fargo that has more than $100,000 gets a "personal banker". It doesn't really mean anything. You just call those customers once a year and talk to them about new products. Wells Fargo has a special section for Personal Bankers at only a few branches. Instead of walking up to a teller, you sit down with the PB. But it isn't anything fancy, just an open desk with no walls.
If you have to make up a new banking "product", tell them you are inventing an inkless thumb print-taker. So when anyone cashes a check they just slide their fingertip over a scanner like in the Tom Cruise movie Minority Report.
Or tell them that you are inventing a new way for customers to invest in commodities like wheat or sugar futures. Where Wells Fargo will find the warehouse space for anyone who buys sugar and then has to take delivery. (that is when all commodities buyers panic- when they have to exercise their option)..
The people are generally "small-town" friendly. The weather isn't as bad as everyone seems to think. Yes, it does get very cold at times, but it doesn't last all year. The ice and snow isn't that bad either, I run rural delivery routes in the area and have yet to have to miss a route in 7 years. Jan. and Feb. are usually the real cold months, otherwise isn't too bad. As far as the rest of the year, it usually doesn't get too terribly hot in the summertime, but we do get some heatwaves once in awhile. Fargo itself is a nice city. I'm sure there are the same things there as in any other city. If you like outdoor activities there is no shortage. The only thing I don't like is the amount of road construction in the summertime, but I guess it's like that everywhere. Basically, I would say if you like the hustle and bustle of a big city but with a small town feel, then Fargo is perfect. If you don't want to live in Fargo, there are many small towns in the area.
This is hard to not do my sales pitch, as I work for a major competitor of Wells Fargo. Here is how my employer uses the term "pending" transaction, and I am sure it is the same way with *shudders* Wells Fargo:
A pending transaction is one that you have completed, but the business has not taken the money out of your account yet. Usually small businesses take 1-5 days to take the money out of your account, while large businesses are almost immediate. I recommend you manually write down the amount in your account and deduct the amount you spend to avoid such things. This requires more effort, but I know Wells Fargo has stiff overdraft fees on most of their accounts (not biased, I swear).
~~I worked for BofA for a few years, and was a customer for almost 30 years. They made me so angry over a dispute I had that after all this time I closed all of our accounts and went to Chase Bank (and I love Chase). However, overall, I would say use BofA before Wells Fargo. I have heard so many complaints people have had with Wells Fargo, I would never do business with them.
So my answer is of the two, I would go wit BofA. Plus, why refuse free money, that is a huge plus!~~
Stay in the house until you hear from your lawyer. He is acting within legal boundaries of the eviction notice. You just "rained on their parade" by having a private lawyer in advance of receiving the eviction notice. Wells Fargo has acted fraudulently and illegally and a judge will decide in accordance with the law, most definitely in your favor. Don't jump ship like that realtor advised, hang in there and stay in contact with your lawyer at all times. Contact media for public exposure of Wells Fargo's sneaky work ethics. Please keep us abreast!
They seem to be in the same location. I know the train and Greyhound are at the same location, and Rimrock Stages is now contracting with Greyhound. WikiTravel says:
Greyhound and Jefferson Lines serve Fargo. The bus station is at 402 Northern Pacific Ave, phone 701-293-1222. It is one of the few stations in the system that actually has Greyhound maps and model buses for sale. Next door, in the same complex, are connections for Fargo-Moorhead Public Transit buses.
Although still serving Fargo, Greyhound recently cut services to smaller North Dakota cities; Rimrock Stages provides service along I-94 to Billings, while Jefferson Lines serves I-29 north to Winnipeg and south to Kansas City.
A tellers job is not so much actual selling of any particular product but is instead suggesting other products the bank has to offer. They would want you to be aware of what Wells Fargo offers and to recognize situations where a certain product or service might be appropriate for a customer.
For example if a customer had a large amount in a regular passbook account you might advise the customer that Wells Fargo has CD's available that earn a higher rate of interest. You might suggest to customers that Wells Fargo has professional advisers to help people manage their finances. You might bring up the fact that the banks offer brokerage accounts for advice with stocks, bonds and mutual funds. If you are working with a business customer you might suggest more advanced cash management services offered by the bank.
So you are not selling but you are making suggestions.
Never heard of that. It's no secret that raising a teenager is challenging at best. I once heard the analogy that it's like nailing Jello to a tree. Teens want independence where parents are pretty sure there needs to be external controls. The challenge in parenting a teen is in finding a way to teach your teen how to handle the independence she craves. Wells Fargo has a program to help parents with the financial aspect of this challenge. It's called the "teen checking account" and it's available to customers ages 13-17 for a monthly fee of $3.00. But the fee is waived if the customer chooses to receive statements on line. This account mimics an adult checking account in every way except the parent gets to set the limits.
Teens are not always fond of the children's bank accounts they grew up with. This is because their access is extremely limited. In order to spend their money, they have to go to the bank and withdraw cash. Of course, they usually need their parents to do this. The Wells Fargo teen checking account gives teens access to their accounts through access to funds, account information and even overdraft protection.
Access to funds comes with the check card and the freedom to order checks. The check card can be used at ATMs and at cash registers, just like a debit card for an adult account. But the parent gets to set the limits. The limit can be set as low as $20 Point of Sale per day and $20 ATM withdraw per day. The parent also has the power to raise or lower these limits on demand. In addition to the check card, this account offers checks for a fee. However, Wells Fargo does not recommend using this feature. Most teens prefer to use check cards rather than checks and most merchants are reluctant to accept checks from teens. Checks returned for insufficient funds are also subject to bank fees and merchant fees.
Account information access comes with the free on line banking services. On line banking includes a variety of services. Teens and parents can track account activity, transfer funds and view educational material on line. They can also choose to receive on line statements in lieu of traditional paper statements. Use of this feature will get the account's monthly fee waived. On line banking also provides account alerts for withdraws and low balances. Also with on line banking, teens get two free "banker- assisted" calls per statement cycle and unlimited touchtone banking services.
Part of learning to handle a checking account might involve an overdraft from time to time. Teens are encouraged to open free "Goal Savings" accounts and link them to their checking accounts with overdraft protection. This will protect them from the full force of overdraft fees while still providing a consequence for each overdraft. A $10 fee applies each day a transfer is made from savings to overdraft protection. Wells Fargo has set overdraft limitations and reduced fees for these accounts. A $15 fee applies for each returned item.
In addition to all of the benefits of the teen checking account, Wells Fargo also offers an educational resource on line for bankers of all ages. It's a great resource for the entire family. It's available at www.handsonbanking.org.
With Wells Fargo's teen checking account, the financial aspect of raising teens doesn't have to be part of the Jello nailing experience. Teens get a taste of the independence they crave while parents can rest assured that there will be limits to the financial mistakes their kids can make. For more information, visit your local Wells Fargo branch.
here are a few places in fargo and moorhead which you can rent for a wedding and bring your own catering.
the fargo parks and recreation department has several nice spots for a wedding, including a pretty white gazebo which you can rent. there are others as well. here is the website. scroll down to see them all. http://www.fargoparks.com/facility_shelters.html
a friend's house is a beautiful special occasions facility for rent. it is a really lovely spot for weddings. http://afriendshouse.info/Special_Occasions.html
the comstock house in moorhead is also a lovely spot for weddings. http://www.thecomstockhouse.com/5.html
another great wedding location in moorhead is the hjemkomst center. there is a chapel on the property and several lovely spots for a reception. http://www.hjemkomstcenter.com/weddings.asp
http://rusticoaks.net/index2.php this one i am not sure about the catering. i think they will allow you to choose your own, but you may have to ask them. very pretty place though.
also, in fargo, there is the ever-green conference center. for some reason, i was unable to find a webpage for them but you can reach them at 302 27th street north, fargo, nd 58103 701 237 4540
I used to work at Wells Fargo. As a teller and banker. It was the worst job of my life. I hated it. Wells Fargo is an awful place to work.
Let me give you just a few reasons why.
First, you think you're just going to be a teller? Think again. You will be harassed, threatened under pan of FIRING to peddle checking accounts and banking products to EVERY customer. No, I mean that. Every, single, customer you handle you will be expected to make a sale.
They're just trying to deposit their paycheck? Think again. Ask them if they have identity theft and if not why not.
You see, Wells Fargo sales are called "Solutions." Every teller must have at least 80 solutions per quarter. This works out to two a day. If you don't that, you're written up. You have to have at least 120 to get bonus.
And how much is that bonus you ask? Oh, about $150 - 200...PER QUARTER.
And if you get 119? Sorry, nothing.
For the love of god I am warning you. This is my mission of mercy. If you don't have a job and you simply have to have one, go ahead and do it. If you already have a job, stay at it. I don't care if you're working the midnight sanitation shift at Wal-Mart. You'll like that better than working for Wells.
Also, Wells Fargo is a very corrupt, bullying company, towards its employees and customer.
Let me tell you about what happened to a good friend of mine there. At Wells Fargo, the teller manager is called a Service Manager. Lori was a Service Manager. Lori was outstanding at what she did. She was a great sales girl, scored perfectly on the SOCR (SOCR is Store Operations Control Report - what Wells calls their audits) and was written it up, had her incentive revoked and pay decreased because the tellers working under her didn't sell enough!
If you decide to go through with it, here's what's going to happen. The truth is Wells will hire pretty much anyone. But, what they want to hear is you emphasizing your cash handling, customer service and sales experience.
I've done interviews so I know what happens. They'll ask you a question like, "This is a hypothetical. Bill Smith, a regular customer of the bank, approaches you angrily and tells you his deposit has not posted. He accuses you of mishandling the deposit and causing his account to overdraft. What do you do?"
And the answer they're looking for is something like this, "Mr. Smith, I am extremely sorry for the inconvenience. I would be very angry had this happened to me also. I can assure you that we will research and address this matter as soon as possible, and any fees incurred as a result of bank error will be waived. If you have a few moments can I introduce you do a banker or my Service Manager to resolve this issue?'
Oh my god am I thankful I am out of that place.
Sorry for being so long but you asked for my opinion, you got it!
I think neither bank is very well regarded by consumers. They are both so large they tend to forget about the little person (the customer).
If you search Google for "chase bank sucks" you get 174,000 hits. A search for "wells fargo sucks" gets 160,000 hits. By that measure, Wells Fargo would be the better bank.
Most people find the service at a credit union far superior to a big bank, but these tend to be very regional. If you need a bank that has branches all over, I can recommend First Republic Bank. Searches on "first republic sucks" for "first republic bank sucks" returns no hits. :)
Also, quality of service for any bank can vary very heavily from branch to branch. I suggest using Yelp to see what other people are saying for the branch or branches you will be using to help you make your decision.
Fargo or East Grand Forks? I think they are both too small of a town to have any, but I may be wrong, ask your friends if they know of any.
BTW Minneapolis only has about 5 of these places, and a lot of crime takes place at them.
Murders, fights, robberies. There's extra police there now, but when the close on Sunday nights there is trouble
So if you find one leave before it closes !
There is no reason that a bank should be taking money from your husband's accounts in the situation you describe.
It is customary for a bank to hold a check for collection if there is not a compensating balance in the checking or other accounts (enough money to cover the check if it bounces).
But, you have stated that your husband hasn't attempted to draw any funds against the check he recently deposited.
Is it possible that a payroll check he previously deposited has bounced, and it's only now being deducted from his account balances? This seems to be the more probable explanation. Often, a bank must make available the funds from a deposited check, by law, before the checks actually clears.
You do have recourse if the bank acted improperly. Contact your state's office of financial institutions (or the equivalent) and file a complaint. In Washington State, for example, you would contact the Washington State Division of Financial Institutions. You can also file a complaint with the national regulator. I'm not sure which regulator would oversee Wells Fargo. It depends on their charter, and whether they are a member of the Federal Reserve. So, try these contacts for filing a complaint, and they will be able to tell you if Wells Fargo comes under their jurisdiction:
Division of Consumer and Community Affairs, Mail Stop 801, Federal Reserve Board, Washington, DC 20551
Or call 1-202-452-3693
Federal Deposit Insurance Corporation
Division of Compliance and Consumer Affairs, 550 17th Street N.W., Washington, DC 20429
Or call 1-800-934-3342
Comptroller of the Currency
Customer Assistance Group
1301 McKinney St., Ste. 3710
Houston, TX 77010
Or call 1-800-613-6743
Wow that sucks! What bad luck!
Unfortunately, even though they closed her account she still did owe the money. Defaulting isn't the same as declaring bankruptcy- the debt still exists.
Now that the company was absorbed by Wells Fargo, her financial history is again all in one place. Before, Wells Fargo couldn't access her separate account, just as separate bank accounts in separate banks are completely independent. Now, Wells Fargo = Wachovia in terms of banking.
That means her debt was inadvertantly cleared because she actually did have the money she claimed not to have to Wachovia. Now her accounts are under the "same" bank (both the old closed account and then new working account), so they are able to collect on overdue balances, just as if she'd opened a new account at Wachovia itself.
So unfortunately for your sister, they're in the right. Still sucks though, but watch out karma!
Hi, I'm sorry to hear that times have been tough for you. That's great that you have an interview with them! I do not know if that would affect your interview or not, but I recommend thinking positive and just doing your best at the interview! These sites have tips, good luck! :)
There are several options that I know of. Sheila Dietz with Canine Academy does agility classes. firstname.lastname@example.org is her email address. Or try Mary Warnock at Red River Obedience Dog Training. You can email her at email@example.com and both of these locations have indoor training sites.
Additionally, you can go to www.agilityevents.com and see what trials or matches are going to be in Fargo. Show up and ask the competitors at the Masters level where they take classes or who does privates.
In the meantime, here are a couple of tips:
1. You can actually start formally doing agility until your dog is at least 1 year old. That's because the growth plates need to have closed.
2. Work with your dog on basic obedience. You'll need a good sit, down, stay and recall since all agility is off leash.
Good luck! Agility is a great sport that will enhance the relationship you have with your dog.
bank of america is an arrogant bank with high absurd fees. bank of america has a much larger exposure to subprime loans than wells fargo in $ terms as well as a % of their assets and equity..wells fargo offers much lower fees and since you already have your mortgage loan with them, i believe they might reward you for openning a checking account with them. they are smaller yet friendlier. for example, even if you have a checking account with bank of america, if you want a cashier's check, they will still charge you an $8 fee. with wells fargo, if you bank with them and you need a cashier's check made out to someone, there's no charge for it.
Yes, Fargo is:
A town in Arkansas:
A city in Georgia:
A city in North Dakota:
A town in Oklahoma:
The movie has references to North Dakota.
What does it do for you? I think it means that if you go to a doctor on their list, you will get a discounted price from that doctor. But you don't know what the doctor would have charged without the discount.
Generally, anything that is actively marketed is a rip-off. Wells Fargo is a bank. They get a commission for signing people up for this discount:
"In this case, Wells Fargo has a partnership with Coverdell, which operates Best Benefits along with other marketing programs that offer discounts on shopping -- from cars to clothes -- and an Internet- and phone-based dating service.
Wells Fargo earns a commission off each customer who becomes a Best Benefits member. The bank declined to say how much it earns from the memberships.
When Namak realized she'd joined Best Benefits, she said, she canceled within the required 30-day window. But the company didn't finalize her cancellation until June, after she'd made two more phone calls. In the meantime, she said, she was charged $39.90, which took several months and about a dozen more phone calls to recoup.
At one point, Namak said, she called Wells Fargo for help but was told there was nothing it could do, and she was passed on to Best Benefits. "
I second that feeling. Damn wells fargo!!! To make a long story short I ended up w/ 13 overdraft charges in 1 mo. b.c. a customer service rep. @the mortgage dept. didn't stop my autodraft as i requested (i was told it would be stopped). wells fargo only removed 6 of them b.c. they said i should still be responsible since it's 1/2 my fault. I f$%ck&!g hate that bank. It also seems to get robbed quite a bit here in the citrus heights, ca area + I wonder why it's wells fargo getting robbed all the time. It's probably another customer who was pissed off @their ate up customer service. Once my checks have all cleared @the end of this month I'm closing my accounts w/ them. They have retarded customer service reps (one didn't want to allow me to cancel a cashiers check of mine immediately since it would supposedly take 48 hrs to do so...then i went to another wf branch + it could be done immediately) and the mortgage dept. is even worse. I'm not the only who feels that way, my aunt, mother and friend all second how much wells fargo sucks. they've canceled their accounts + i will as well.
Ack, never go to a website posted in an email - you have no idea where the email comes from and no idea who owns the web site you are sent to. Phishing scammers can make very good looking 'copies' of actual business web sites to trick people into entering their account numbers, passwords, etc.
Always, always always check with the bank or entity named in the email independently - call the wells fargo customer service number and ask them about the situation.
they have a security notice as well:
Report Fraudulent Emails and Websites
Wells Fargo will never request you to send personal information via email. If you encounter a suspicious email or website that says it's from Wells Fargo, do not respond to it.
How to Report Fraudulent Emails and Websites
firstname.lastname@example.org. Only suspicious emails and websites should be sent to this address. Thank you for helping us detect and stop phishing and fraud.
For servicing requests and all other inquiries, call Online Customer Service at: 1-800-956-4442 or visit Customer Service to send us a secure email.
Fraud Prevention Hotline:
1-866-867-5568 Call the hotline if you provided personal information through an email or suspicious website.
Hard to say which will be the "best" cleaning kit to use, but I'm sure any one of them that is designed for the printer will work fine. You can review what's in each kit out there to determine which one you think would work best for you and how you want to clean the printer. Make sure it's one designed for your particular model (you didn't say which one you had).
Here are a few websites that may be of help to you:
How to clean:
Various cleaning kit resources:
You can also do your own Google search for "fargo cleaning kit" and try to also include the model or your printer to narrow it down.
Fargo...by far it is more cosmopolitan feeling whereas Bismarck is more rural feeling and if you look at the cost of housing Fargo(for reasons unknown) is actually cheaper than Bismarck...Both are growing ..Bismarck to the north and Fargo to the south..I also like Fargo as it is closer to the cities and closer to Grand Forks where I have friends living,Fargo also has the junction of I-94 and I29 so acess to north south and east west interstates is right there ,Fargo has higher crime but is insignificant in the overall picture in a low crime state..Fargo also has more job oppertunities,bvetter radio and tv stations and is a lot better at building the community .